B2B credit
Credit transactions for non-financial companies
Benedixus is a fully licensed financial institution in the EU, specializing in credit intermediation between non-financial companies and complying with all regulatory requirements, ensuring secure and transparent transactions.
The Estonian legal framework allows providing B2B services related to lending, leasing and financial guarantees on the basis of a simplified financial institution license – B2B financial services have been specifically excluded from the regulation of classic credit institutions to stimulate the development of the fintech industry and facilitate the entry of new players into the market
With B2B financing, you can get the funds you need from lenders, which will help you manage your cash flow.
Using B2B services can help you reduce the risk of delayed payments or customer default. If you are waiting for payments from customers but need to pay your bills, you may want to consider ways to finance your operations while you wait for payment.
Depending on your business needs, financing can provide you with the funds you need to expand and grow your company.
The Investor Company provides loan capital to Benedixus OÜ and instructions on the appointed borrower and terms;
Benedixus OÜ facilitates lending between the Investor Company and the designated borrower;
The designated borrower receives a loan from Benedixus OÜ for business growth and development
Interest payments to a regulated entity will be accepted by banks and auditors.
Want to manage your finances more efficiently? Welcome to Benedixus!
We know our customer
In order to comply with applicable laws, we also need information from our customers for various purposes. To ensure the best customer experience, it is important that our customers’ data is always correct and up-to-date. In addition, like banks and financial institutions, we must follow the “Know Your Customer” principle.
The requirements presented to us arise from legal norms:
If necessary, we also request additional information about a specific transaction (including the origin of funds, sources of income, content of the transaction, etc.). These documents must be in an understandable language. If necessary, we have the right to ask the client to order an official translation of the documents.
Benedixus OÜ
Registry code: 14733195
Harju maakond, Tallinn, Lasnamäe linnaosa,
Peterburi tee 53-008, 11415, Estonia
Copyright © 2024 Benedixus. All Rights Reserved
